Skip the Paperwork with a Stated Income Commercial Real Estate
Getting a mortgage is a long, complicated process. You may not even be approved if you have poor credit, which means you waited a month for nothing. Fortunately, Hedge Commercial Capital has a better way. With our stated income commercial real estate loans, you can get fast cash based on the property value, not your credit history.
Get Cash for a Variety of Properties
Borrowers can use this financing on a wide range of properties. The loan-to-value ratio of the loan depends on the property type:
- Properties With Five Units or More: You can get as much as 75% LTV for multi-family and mixed-use real estate.
- Properties With Four Units or Fewer: Non-owner-occupied properties can qualify for up to 70% LTV.
- Warehouses, Retail Stores, Offices, Auto Service and Self-Storage Facilities: Borrowers can get up to 65% for these commercial spaces.
You can also purchase restaurants and other types of businesses.
Use Funds However You Want
In addition to purchasing real estate, you can put the funds to other uses:
- Debt consolidation
- Business expansion
All you need is collateral that covers the following:
- Loan amount
Choose a Stated Income Loan Over a Mortgage
Hedge Commercial Capital asks for a credit score of at least 600 for most loans and 700 for 75% LTV financing. We don’t ask for financial statements, only proof of income such as a W-2 or self-employment documentation. Since there’s minimal paperwork, you get your funds quickly.
What if you’ve been denied loans in the past? You may still qualify for stated income financing.
Enjoy the Many Benefits
Loans from Hedge Commercial Capital come with competitive benefits:
- 25-year terms
- Fixed payments
- Large amounts up to $500,000
Additionally, fast funds distribution also has advantages, such as giving you an edge in business negotiations.
Talk To a Financial Professional
Starting your application is as easy as talking to a Hedge Commercial Capital loan officer. To schedule a consultation, reach out today.